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.stat{font-family:var(--font-display),Georgia,serif;font-size:2.15rem;font-weight:700;color:var(--navy);display:block;line-height:1.1;margin-bottom:8px}.trust-strip p{color:var(--text-muted);font-size:.87rem;margin:0 0 14px;line-height:1.55}.trust-strip .sparkline{display:block;width:100%;height:34px;opacity:.9}.steps-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));grid-gap:24px;gap:24px;margin:34px 0 10px;counter-reset:step}.step-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:32px 28px;position:relative;box-shadow:var(--shadow-sm)}.step-num{font-family:var(--font-display),Georgia,serif;width:44px;height:44px;border-radius:50%;background:linear-gradient(180deg,var(--gold-bright),var(--gold));color:var(--navy-deep);font-weight:800;font-size:1.2rem;display:flex;align-items:center;justify-content:center;margin-bottom:18px;box-shadow:0 4px 12px rgba(232,163,61,.35)}.step-card h3{margin-top:0}.step-card p{color:var(--text-muted);font-size:.96rem;margin:0}.check-list{list-style:none;padding:0;display:grid;grid-gap:16px;gap:16px;margin:28px 0}.check-list li{padding:20px 22px 20px 58px;position:relative;background:#fff;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-sm);line-height:1.65}.check-list li:before{content:"✓";position:absolute;left:20px;top:20px;width:24px;height:24px;border-radius:50%;background:var(--navy);color:var(--gold-bright);font-weight:900;font-size:.8rem;display:flex;align-items:center;justify-content:center}.cta-banner{position:relative;background:radial-gradient(700px 300px at 90% 0,rgba(232,163,61,.18) 0,transparent 55%),linear-gradient(150deg,var(--navy) 0,var(--navy-dark) 100%);color:#e8eff7;border-radius:var(--radius-lg);padding:52px 40px;margin:56px 0;text-align:center;overflow:hidden;box-shadow:var(--shadow-md)}.cta-banner:after{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.05) 1px,transparent 0);background-size:24px 24px;pointer-events:none}.cta-banner>*{position:relative;z-index:1}.cta-banner h2{color:#fff;margin-top:0;font-size:clamp(1.4rem,2.6vw,1.85rem)}.cta-banner p{max-width:640px;margin:0 auto 1.6em;color:#b8c8da}.cta-actions{display:flex;flex-wrap:wrap;gap:14px;justify-content:center}.article{max-width:780px;margin:0 auto;padding:44px 24px 70px}.article .intro{font-size:1.15rem;color:var(--text-muted);line-height:1.8}.article-icon{width:72px;height:72px;border-radius:var(--radius);overflow:hidden;border:1px solid var(--border);box-shadow:var(--shadow-sm);margin:22px 0 4px}.article-icon img{width:100%;height:100%;object-fit:cover;display:block}.breadcrumbs{font-size:.86rem;margin:26px 0 6px}.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:7px;padding:0}.breadcrumbs li+li:before{content:"›";margin-right:7px;color:var(--text-muted)}.breadcrumbs a{color:var(--text-muted);text-decoration:none}.breadcrumbs a:hover{color:var(--gold-dark)}.breadcrumbs span{color:var(--navy);font-weight:600}.reviewer-byline{display:flex;gap:16px;align-items:center;background:linear-gradient(140deg,var(--bg-warm),#fff);border:1px solid #eee3cc;border-radius:var(--radius);padding:18px 22px;margin:26px 0;font-size:.93rem;box-shadow:var(--shadow-sm)}.reviewer-byline p{margin:0}.reviewer-avatar{width:48px;height:48px;border-radius:50%;background:linear-gradient(140deg,var(--navy),var(--steel));color:var(--gold-bright);display:flex;align-items:center;justify-content:center;font-size:1.35rem;flex-shrink:0;box-shadow:var(--shadow-sm)}.reviewer-meta{color:var(--text-muted);font-size:.85rem}.faq-block{margin-top:44px}.faq-item{border:1px solid var(--border);border-radius:var(--radius);margin-bottom:14px;background:#fff;box-shadow:var(--shadow-sm);transition:box-shadow .15s}.faq-item[open]{box-shadow:var(--shadow-md)}.faq-item summary{cursor:pointer;font-weight:700;padding:19px 52px 19px 22px;color:var(--navy);list-style:none;position:relative;font-size:1.02rem}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);width:28px;height:28px;border-radius:50%;background:var(--bg-alt);color:var(--gold-dark);font-size:1.25rem;display:flex;align-items:center;justify-content:center;transition:transform .2s,background .2s}.faq-item[open] summary:after{content:"–";background:var(--gold);color:var(--navy-deep)}.faq-item p{padding:0 22px 20px;color:var(--text-muted)}.quiz-wrap{max-width:680px;margin:0 auto;padding:52px 24px 90px}.quiz-hero-title{text-align:center;font-size:clamp(1.7rem,3.4vw,2.2rem)}.quiz-card{background:#fff;border:1px solid var(--border);border-radius:22px;padding:40px 38px;box-shadow:var(--shadow-lg)}.quiz-progress{height:9px;background:var(--bg-alt);border-radius:99px;overflow:hidden;margin-bottom:22px}.quiz-progress-bar{height:100%;background:linear-gradient(90deg,var(--gold),var(--gold-bright));border-radius:99px;transition:width .35s ease}.quiz-step-label{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;color:var(--gold-dark);font-weight:800;margin-bottom:8px}.quiz-card h2{margin-top:0;font-size:1.5rem}.quiz-sub{color:var(--text-muted)}.quiz-options{display:grid;grid-gap:13px;gap:13px;margin-top:26px}.quiz-option{text-align:left;padding:17px 20px;border:2px solid var(--border);border-radius:14px;background:#fff;font-family:var(--font-body),sans-serif;font-size:1.01rem;font-weight:600;color:var(--text);cursor:pointer;transition:all .15s ease;position:relative}.quiz-option:hover{border-color:var(--gold);background:var(--bg-warm);transform:translateX(4px);box-shadow:var(--shadow-sm)}.quiz-back{margin-top:20px;background:none;border:none;color:var(--text-muted);cursor:pointer;font-size:.92rem;font-family:var(--font-body),sans-serif}.quiz-back:hover{color:var(--navy)}.quiz-form{display:grid;grid-gap:18px;gap:18px;margin-top:24px}.quiz-form label{font-weight:700;font-size:.92rem;display:grid;grid-gap:7px;gap:7px;color:var(--navy)}.quiz-form input:not([type=checkbox]){padding:14px 16px;border:2px solid var(--border);border-radius:12px;font-size:1rem;width:100%;font-family:var(--font-body),sans-serif;transition:border-color .15s,box-shadow .15s}.quiz-form input:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 4px rgba(232,163,61,.15)}.consent{display:flex!important;gap:10px;font-weight:400!important;font-size:.78rem!important;color:var(--text-muted);align-items:flex-start;line-height:1.55}.consent input{margin-top:3px;accent-color:var(--gold-dark)}.quiz-note{font-size:.85rem;color:var(--text-muted);margin:0}.quiz-done,.quiz-note{text-align:center}.quiz-done h2{color:#1a7f4e}.quiz-checking{text-align:center;padding:60px 38px}.quiz-icon{width:72px;height:72px;margin:0 auto 20px;border-radius:50%;background:var(--bg-warm);border:1px solid #eee3cc;display:flex;align-items:center;justify-content:center;overflow:hidden;box-shadow:var(--shadow-sm)}.quiz-icon img{width:70%;height:70%;object-fit:contain}.quiz-icon-sm{width:56px;height:56px;margin:0 0 16px}.quiz-icon-pulse{animation:quiz-pulse 1.6s ease-in-out infinite}@keyframes quiz-pulse{0%,to{transform:scale(1);box-shadow:0 0 0 0 rgba(232,163,61,.35)}50%{transform:scale(1.06);box-shadow:0 0 0 10px rgba(232,163,61,0)}}.related-links{margin-top:44px;padding-top:28px;border-top:1px solid var(--border)}.related-links ul{list-style:none;padding:0;display:grid;grid-gap:10px;gap:10px}.related-links a{font-weight:600}.site-footer{background:linear-gradient(180deg,var(--navy-dark),var(--navy-deep));color:#a7b8ca;padding:64px 0 30px;margin-top:72px;font-size:.93rem}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;grid-gap:36px;gap:36px}.footer-grid a{display:block;color:#a7b8ca;text-decoration:none;margin-bottom:9px;transition:color .15s}.footer-grid a:hover{color:var(--gold-bright)}.footer-logo{display:flex;align-items:center;gap:9px;font-family:var(--font-display),Georgia,serif;font-weight:600;color:#fff;font-size:1.05rem;margin-bottom:10px}.footer-logo img{flex-shrink:0}.footer-heading{font-weight:800;color:#fff;margin-bottom:14px;font-size:.85rem;text-transform:uppercase;letter-spacing:.08em}.footer-tag{font-size:.9rem;line-height:1.7}.footer-disclaimer{border-top:1px solid rgba(255,255,255,.1);margin-top:44px;padding-top:26px;font-size:.78rem;color:#7d92a8;line-height:1.65}@media (max-width:760px){.footer-grid{grid-template-columns:1fr 1fr;gap:28px 20px}}@media (max-width:520px){.footer-grid{grid-template-columns:1fr;gap:32px}}.prose-table{width:100%;border-collapse:collapse;margin:1em 0;font-size:.95rem}.prose-table td,.prose-table th{border:1px solid var(--border);padding:10px 12px;text-align:left}.prose-table th{background:var(--bg-alt);color:var(--navy)}